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Help Vera Save Her home

This is her last hope!!

Greeting to all!





I am writing this letter to request your assistance to help me to save our home for my two young boys. Our home is not a place to dwell in, it contains too many memories of me and my two young boys with their deceased dad. I would really appreciate you could help me out on this matter.





My financial difficulties all started when my husband passed away on June 12th 2010 after an eight-year battle with cancer. After this tragedy, I became the sole income holder and support for my two young boys (14 and 9 years old). This is a very depressing and painful time for me and my family, but my misfortune continued in December after my father died. Two months later, I was laid off from my job on February 11th as an Sr.Oracle DBA. We lost possession of health insurance starting February 28th because of struggled with being able to defray the expenses by my own. On the weekend of March 12th, my older son, Randy, went on a school band trip to Lincoln Center in New York . He received a rather serious injury at the hotel he stayed. Randy got hospitalized for ten harsh days, with another required six weeks of recovery time at home. In addition to my employment issues, I have to tend to my injured son very carefully.





My situation could be helped if I were to receive a loan modification. However, I have had a very tough time dealing with the loan modification process. It has taken more than 10 months since I initially began applying. Seeing as there was no progress, because I only received notifications saying that it was still pending (underwriter reviewing). The mortgage interest rates and escalating medical bills have just been too overwhelming. Now, it is at the point where I cannot afford to pay what is owed to my lender. It is my full intention to pay what we owe. Of course as soon as I financially can. At this time I am beyond exhausted with the weight of the world on my shoulders, so I am turning to you for help. I would appreciate if you could help us and work with the Bank of America to reduce the interest rate or reduce amount owed and/or my payments so I can keep my house and also afford to make amends with my lender.





I truly hope that you will consider working with me and I am very desperate for someone of your status? help.