PETITION TO THE U.S. GOVERNMENT FROM AMERICAN HOMEOWNERS
Public Comments (4,494)
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Jun 21st, 2011Someone from Douglasville, GA writes:
In my opinion the program actually only approves people who will most likely foreclose anyway, not the ones who will actually be able to make the payments long term. -
Jun 15th, 2011Someone from Oakland, TN writes:
Loan modifications are made to fail. Also according the rules from the US treasury this is nothing but scam on the American people. I can prove it.REPORT COMMENTS
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Jun 15th, 2011Someone from San Leandro, CA signed.
Jun 13th, 2011Someone from Pacifica, CA signed.
Jun 13th, 2011Someone from Pacifica, CA writes:
we are so dissapointed in our government. who is taking care of the citizens best interests anymore? we feel like we have been left behindREPORT COMMENTS
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No, CancelJun 11th, 2011Someone from Sun Valley, CA writes:
This country will go down the drain if the Govt. doesn't act fast to resolve the dire need to help homeowners retain their properties.REPORT COMMENTS
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No, CancelJun 10th, 2011Someone from Rockwall, TX signed.
Jun 9th, 2011Someone from Hudson, MA signed.
Jun 9th, 2011Someone from Martin, GA signed.
Jun 8th, 2011Someone from Columbus, OH writes:
To all you good people,my neighbors,friends and fellow Americans.I hate to say give up,BUT,I was there.12 months in a 3 month mod,denied me 4/30/10.stayed till last Dec.Did what I had to do, F@@k Chase!! Sheriff sell in two wks,been out since Dec.Chase is blowing up my phone offering mod.Screw them!!.They want money.Happiest ive been in 3 1/2 yrs.We need to cut the head off of the snake. Stop paying taxes!! Washington is stealing all of us blind.If we all stop feeding them,they will starve too!! GOOD LUCK TO ALL!!REPORT COMMENTS
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No, CancelJun 8th, 2011Someone from Columbus, OH writes:
To all you good people,my neighbors,friends and fellow Americans.I hate to say give up,BUT,I was there.12 months in a 3 month mod,denied me 4/30/10.stayed till last Dec.Did what I had to do, F@@k Chase!! Sheriff sell in two wks,been out since Dec.Chase is blowing up my phone offering mod.Screw them!!.They want money.Happiest ive been in 3 1/2 yrs.We need to cut the head off of the snake. Stop paying taxes!! Washington is stealing all of us blind.If we all stop feeding them,they will starve too!! GOOD LUCK TO ALL!!REPORT COMMENTS
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No, CancelJun 7th, 2011Someone from Elizabeth, NJ writes:
We did a short sale on our home in May. This was after trying for more than 3 years to get any help from Bank of America. I received from them a package including an application for the Home Affordable Modification Program a few days ago. That doesn't make sense to me. The goverment should not allow the banks to do this to taxpayers. We wanted to keep our home but we couldn't; so, now our hopes and our morall are down like is the case of thousands of people living in this country.REPORT COMMENTS
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No, CancelJun 7th, 2011Someone from De Soto, MO writes:
You use our tax dollars to bail out the banks with the understanding they are going to help underwater homeowners modify their loans. Guess what they took our money and now they are taking our homes . Thank's big governmentREPORT COMMENTS
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No, CancelJun 7th, 2011Someone from Pomona Park, FL writes:
The leaders of this country cannot manage their spending, yet we are expected to be held of higher standards. Did I miss something or are these the same people that are supposed to be our role models. It is time to fight back and file for bankruptcy. Credit does not mean what it use to mean. Be a nomad.REPORT COMMENTS
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No, CancelJun 6th, 2011Someone from San Clemente, CA writes:
Return to common sense government! Who will help the non-corporate taxpayers?REPORT COMMENTS
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No, CancelJun 2nd, 2011Someone from Troy, NY writes:
I would like to add that if you are going through the modification process with the bank that the bank should not be allowed to call and harass you reguarding next payment since during this process bank are not accepting any payments.REPORT COMMENTS
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No, CancelJun 2nd, 2011Someone from Matamoras, PA signed.
Jun 2nd, 2011Someone from Matamoras, PA writes:
we are in the same situation as thousands of homeowners out there who want to do the right thing and stay in our homes, but the red tape and bs are keeping it from happening. We have been in out home for 16 years and fear we may lose everything because of it. Banks making billions in profits get bot bailed out. Who cares about the homeowner with children to feed, who cares about us? No one. This is a system of bigoted lying politicians and lawyers that make it impossible for the homeowner to succeed. It is a game they play constantly and the government allows it. I dont believe in any ot them they will lie to your face. But one day the big guy upstairs will demand accountability from them all and see who will bail them out then.REPORT COMMENTS
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No, CancelJun 2nd, 2011Someone from North Palm Beach, FL writes:
I was approved for a modification, have proof from my lender's servicing company that I made my trial payments on time and still never received a permanent modification. My house was still foreclosed on and sold at auction as a result of the lender's attorney making a false representation to the court that I had defaulted on the modification! MY FAMILY NEEDS HELP! Even the attorney's I have hired have been incompetent to deal with this mess, because even they do not understand the pervasiveness of this LAWLESSNESS!REPORT COMMENTS
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No, CancelMay 29th, 2011Someone from Bridgeport, CT writes:
I have applied for a modification loan for the past year from PHH Mortgage, NJ I have been asked for the same documents over & over & over! I have sent them their requested documents over & over. Thier tactics of delaying is unprofessional and unethical as they have now told me that my review would go thru faster if I missed 3 payments which also would automatically put me into foreclosure and not quarrentee any help from them.Please help!!!REPORT COMMENTS
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No, CancelMay 29th, 2011Someone from Harpers Ferry, WV signed.
May 28th, 2011Someone from Newbury Park, CA writes:
I'v been trying to get a modification from Chase for over a year and have gotten nowhere. Now I have a sale date and I'm still in the modification processs. This is not legal for them to sell my house while my modification is in review. I have lived here for over 40 years and need HELP with this nightmare. I believe there is a law that states they cannot sell my house while they working on a modification! Where can I get help with this?REPORT COMMENTS
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No, CancelMay 28th, 2011Someone from Hastings, MN signed.
May 27th, 2011Someone from Napa, CA writes:
Pirates display more civility toward their victims than B of A, Wells Fargo, and Chase combined.REPORT COMMENTS
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No, CancelMay 25th, 2011Someone from Napa, CA writes:
Pirates display more civility toward their victims than B of A, Wells Fargo, and Chase combined.REPORT COMMENTS
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No, CancelMay 21st, 2011Someone from Fredericksburg, VA signed.
May 21st, 2011Someone from Laguna Hills, CA writes:
Banks should not be above the law. Please hold them accountable to the law.REPORT COMMENTS
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No, CancelMay 19th, 2011Someone from South Cairo, NY signed.
May 18th, 2011Someone from Ventura, CA signed.
May 16th, 2011Someone from Coram, NY writes:
Bank of America. No modification, No HAMP, No HAFA, no alternative to foreclosure. SHUT THEM DOWNREPORT COMMENTS
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No, CancelMay 15th, 2011Someone from Marshfield, MA writes:
have tried for over 2 yrs and 5 loan mod aps to no avail they are a fraud organization and should receive just punishmentREPORT COMMENTS
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No, CancelMay 15th, 2011Someone from South Cairo, NY signed.
May 13th, 2011Someone from Pacifica, CA writes:
This country is losing it's democracy and is now becoming a dictatorship, and the banks are the ones dictating everything!REPORT COMMENTS
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No, CancelMay 13th, 2011Someone from Fort Collins, CO signed.
May 12th, 2011Someone from Nevada City, CA signed.
May 12th, 2011Someone from San Clemente, CA writes:
I have been working with the lender for over two years to get a modification after loosing my job in the mortgage industry. Now my house is in foreclosure, and the fear of incompentance hovers over us on a daily basis, while I wait for a final approval.REPORT COMMENTS
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No, CancelMay 11th, 2011Someone from Keyport, NJ signed.
May 11th, 2011Someone from Keyport, NJ signed.
May 8th, 2011Someone from Dingmans Ferry, PA writes:
I have a 80/20 split loan. My husband was out of work for 2 1/2 years and just started back working a month ago. We were living off of one income and paying bills with our credit cards. There were times when I didn't even have money for diapers or food for the children. Thank God I had friends and family that helped me through those rough times. The mortgage companies that own my loans will not help me. Please put a stop to this nonsense and help people stay in their homes. My interest rates are 6.9% and 10.9% on the loans I hold. My house has depreciated by about $40,000 since I purchase it 6 years ago...I don't know what to do.REPORT COMMENTS
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No, CancelMay 4th, 2011Someone from Bakersfield, CA writes:
Recently divorced with only one income, I was denied by IndyMac mortgage (80% loan) because of my gross income, who takes home their gross income? Additionally, they did not incorporate my 20% loan because it's not IndyMac's problem. No help is being offered to me not even an exteneded payment plan. CitMorg (20%) claims they lost my paperwork just like IndyMac claimed so many times. The mortgage companies/bank are so eager to offer options such as foreclosures and short sales but I want to keep my home. I don't want to short sell to someone that I would like to purchase my home for. I purchased my home for $290,000.00 and it is only worth $165,000.00. Then if I should short sale/foreclose I will not be able to purchase another home for several years. The banks will get paid through the Obama Modification program if I should take those options and then get paid for the short sale. Was this program designed for hard-working homeowners or the banks? I am so upset with this plan, changes should be made!REPORT COMMENTS
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