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PETITION TO THE U.S. GOVERNMENT FROM AMERICAN HOMEOWNERS

Public Comments (4,494)
  • Aug 9th, 2011
    Someone from Wantagh, NY writes:
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    After reading so many comments I must agree. I had a mortgage with Countrywide and tried to get a mod then it was sold to BOA whom still denies us a Mod. and I must remind you BOA purchased our risky mortgage from countrywide, how can they purchase this and get away with it with out making any attempt to mod the loan, we were two months behind and were getting threatning letters for intent to fourclose so when we got our income tax we made the payment current, then were told we no longer qualify but we made payment to stay out of forclosure, we could have used that money for food and utilities and now we have no heat no hot water no electric and we use the fireplace to make mac and cheese everyday for dinner we are living like ancient cave famalies this is not the american dream we were promissed
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  • Aug 9th, 2011
    Someone from Wantagh, NY signed.
  • Aug 9th, 2011
    Someone from Wantagh, NY writes:
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    I work two jobs and we pay the highest taxes and utilities in the nation on Long Island Ny Nassau County. How can we live like this? Why does the school superintendant making $500,000 a year who makes this kind of money it's a wonder ehy we are in the sictuation we are in, come to Nassau county I will point out many things we can save money on, with what I know we can save millions or billions a year. But no one wants my opinion
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  • Aug 9th, 2011
    Someone from Wantagh, NY writes:
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    I am also a BOA customer getting the door slamed in my face for 2 years now BOA playing games we should be able to sue BOA for purchasing risky mortgages from CountryWide
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  • Aug 8th, 2011
    Someone from Spirit Lake, ID signed.
  • Aug 8th, 2011
    Someone from Spirit Lake, ID signed.
  • Aug 6th, 2011
    Someone from Chesapeake, VA signed.
  • Aug 5th, 2011
    Someone from Sacramento, CA writes:
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    The government could put millions of people to work by training them to audit all US mortgages (commercial, and domestic). Stop foreclosures now, require the federal government to audit every mortgage for proper paperwork/chain of handling. Mr. President, give the American people the same assistance you have provided the banks. Please help us.
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  • Aug 3rd, 2011
    Someone from Dulac, LA writes:
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    I am disabled and i have just been diagnoist with throat cancer i get disabilty but my wife has a decent paying job the reson we went behind on our mortgage is because i became disabled and my wife had lost her job of 7years.now we able to pay the note they won't work nothing out with us and we know they should because our intrest rate with BOA is 10.74% and there's room to work with us we signed a 20 yr fixed loan we still have 15years.They keep deining us .They even doubled our income and we went to neighborhood housing consuling the called BOA with us in the office and went over our income so the said the would give it a second look and it's been 3months since and still no answer but they sure served us with a sale date.it's been almost 3years we been dealing with them.We need help soon.
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  • Aug 3rd, 2011
    Someone from Albuquerque, NM writes:
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    This plan needs help for the people, not the lenders. We have been "in review " for a modification since December 23, 2008. It is now August 3, 2011, and we have remained "in review" & have been fighting foreclosure action against us even after making the trial payment amounts faithfully for 17 months. It seems that they are allowed to milk the time to put us in more debt. If they would have worked in the time frame they say(30-45 days), we would've been modified long ago.
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  • Aug 3rd, 2011
    Someone from Albuquerque, NM writes:
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    Someone needs to rise up & defend the hardworking people who are trying to have a roof over their heads. Shame on you lenders who lie to people & take advantage of people & kick them while they are down! Someday soon the borrowers will be justified. God will come to our defense & the lenders will be held responsible for their irresponsible actions that cost people their homes!!!!
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  • Aug 2nd, 2011
    Someone from Arlington, WA signed.
  • Aug 2nd, 2011
    Someone from San Jose, CA writes:
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    The lenders have gotten a lot of help, It hasn't been passed on to me.
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  • Aug 1st, 2011
    Someone from Las Vegas, NV writes:
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    It is such a shame our country has been taken over by greed. Make a killer profit at all costs, who cares about the people that make up this ONCE great country of ours.
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  • Jul 31st, 2011
    Someone from Fort Worth, TX writes:
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    aide or law forcing banks to provide statement of where money paid is applied, something like fornesic audit, my mortgage company has held extra payments instead of applying to principle,doesn't apply payments w/o statements showing how or why increase in a monthly payment, extra charges with no clear answer.
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  • Jul 28th, 2011
    Someone from Merritt Island, FL writes:
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    I AM TYING TO KEEP MY HOME, BANK OF AMERICA IS TRYING TO TAKE IT . BEEN TRYING TO MOD FROM ,COUNTRY WIDE, BAC , BANK OF AMERICA, BEEN SENDING ALL PAPER WORK, FOR TWO YEARS, ALWAYS THE SAME MISSING PAPER WORK, RE SEND ALL PAPERS, SAME THING OVER AND OVER , NOW BANK OF AMERICA IS FORECLOSING ON MY HOME.,
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  • Jul 27th, 2011
    Someone from Whitmire, SC signed.
  • Jul 23rd, 2011
    Someone from Scottsdale, AZ writes:
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    What ever happened to LIFE, LIBERTY AND THE PURSUIT OF HAPPINESS? What we are enduring is absolute despotism. If the FED cannot step up to the plate for the common man, maybe it is time to show the power hungry, war mongering government the door.........
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  • Jul 18th, 2011
    Someone from Parrish, FL signed.
  • Jul 16th, 2011
    Someone from Bruceton, TN writes:
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    I have been trying to do the HAMP modification loan for 39 months. Lost paperwork. Paperwork expired. Lost payments. Charges they cant explain. Litton Loan and Green Tree Servicing are scams.
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  • Jul 11th, 2011
    Someone from Queens Village, NY writes:
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    Every Bank is Operating illegally because No one has Original Mortgage Note when they invite you to seminars they are doing so in order to obtain orginal documents from home owners.
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  • Jul 10th, 2011
    Someone from Salt Lake City, UT writes:
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    i must approve that.... peace out John Bias
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  • Jul 9th, 2011
    Someone from Thomaston, GA writes:
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    Two years ago I was approved for a HAMP modification with Citi Mortgage, THEN they sold my mortgage to AHMSI, I have been trying for the modification with them for 18 months, have been told numerous lies by their reps, filled out paperwork numerous times, and still I am getting the runaround, they started running foreclosure ads in the local paper for two weeks and I NEVER recieved legal notice of this intent. Now, they are saying re-submit the paperwork again for an in-house modification, but they send HAMP paperwork again! I'm so sick of this merry-go-round...
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  • Jul 9th, 2011
    Someone from Bridgeport, WV signed.
  • Jul 7th, 2011
    Someone from Frankfort, IL writes:
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    We have been trying to do a short-sale on Florida property. BofA loan, 3 years, 3 qualified buyers, Spoke to 44 customer service people at BofA. Said "Yes" to what negotiators wanted. BofA continues to try to sabatoge the short sale. They are crooks.
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  • Jul 6th, 2011
    Someone from Christiana, TN writes:
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    CitiMortgage started a HAMP October 2009 May 2010 said we were in default. Sent Proof to new Lender Veriquest NO HAMP/TARP terrible lender and will loose home better known for Foreclosure. But CitiMortgage, Veriquest Financial and 1st Alliance have something to do with Wells Fargo. I feel that the DEV_ _ has my home now and how long will we stay?
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  • Jul 5th, 2011
    Someone from Poughkeepsie, NY writes:
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    We were approved for a final modification last April, after orginally applying as soon as I knew that I was unable to go back to work in August 2009 & making my trial payments from oct thru Mar/April,& been paying consistenly since, BUT still am being told, we weren't approved, didn't send documents in ontime, here's another trial, oh let's start all over again, numbers weren't right...omg what other excuse can they come up with!!!! In Feb 2011, they sent me ANOTHER trial modification & I flipped, told them NO, I was already approved LAST YEAR and why after calling every week for the last year and then just monthly can you people not get this straightened out!!? I do have someone on my side and it is NOT my relationship manager who has NEVER called me, NEVER tried to get this straightened out, NOTHING!!! Last time I talked to someone they told me to continue paying the original final mod payment amount & they would get my relationship manager to call & that because I have been in compliance that I should just be approved for that amt that I've been paying for the last year. Oh and no phone calls from anyone, no letters, nothing until today, i get a call from my NEW relationship manager, explained the entire situtation to him & hopefully he can get this straightened out...so frustrating, so unfair...I lost my job due to being hurt & unable to continue working and have done EVERYTHING that they have asked and still almost 2yrs later, still not fixed...this sucks!!! Hopefully, my new relationship manger can get this fixed, he just sounds like he will, too...fingers crossed...thanks for listening!!!
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  • Jul 5th, 2011
    Someone from Savannah, GA writes:
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    I am a victim of the tacky Modification process. Something needs to be done. Ihave been trying to modify for over a year. My home is now worth $60,000less than the purchase price. Congress won't help because guess what..it's not happening to them. SAD, VERY SAD.
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  • Jul 1st, 2011
    Someone from Conyers, GA writes:
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    BOFA set me up to defaut to later foreclose on my home. I sought assistance through NACA, they too dragged their feet and right when the lender was ready to modify my loan a tax document was missing. When I sent it back to NACA, they failed to submit it to BOFA and in turn I lost my home. FNMA is looking past the big picture and making it seem as though I failed to follow through. Therefore my rescission was denied!
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  • Jun 30th, 2011
    Someone from Elizabethtown, NC signed.
  • Jun 30th, 2011
    Someone from Bluffton, SC writes:
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    I wonder what the banks would do if all Americans stopped paying their mortgages until something was changed? Hmmmmm...
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  • Jun 28th, 2011
    Someone from Fortuna, CA writes:
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    Something needs to be done. Families are being destroyed. We are not asking for handouts. Just help to keep our homes, Sometimes the only thing we have left
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  • Jun 28th, 2011
    Someone from Maiden, NC writes:
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    It is June 28th,2011. My home has a sale date of July 5th, 2011. Bank of America has forced me to file for Chapter 13. Thanks for nothing.
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  • Jun 28th, 2011
    Someone from Medford, NJ writes:
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    I have been going through the Modification since 3/09 with Bank of America, I was told to make 3 trial payments and I should have an answer, 3 months went by and they asked for more info and said to keep making the trial payments until they made a decision. Finally I get a denial letter in the mail because I failed to make a payment on time, and according to the Trial MOD, that's a deal breaker. The payment they said they didn't receive was in April of 2010, a year after the trial MOD. Come to find out I paid my April payment on the 1st and becasue of my pay week I paid again on the 29th, which should have been applied to May's payment, but instead the applied it to April again and it looked like I didn't pay May.. Well, here we are June of 2011 and I'm still fighting with them. No one can seem to tell me where my payment went and now they are hitting me with late fee's, Oh and a nice "letter of intent to Foreclose". What a Scam!! They want the house that bad they can have it.. Good luck trying to sell it in this market!!
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  • Jun 27th, 2011
    Someone from Yorba Linda, CA signed.
  • Jun 27th, 2011
    Someone from Wynne, AR writes:
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    PHH Mortgage has done nothing but offer loan modification then send out foreclosure notices. They cannot be reached via the telephone nor do they respond to requests via the mail. I am 2 weeks from having a judge hear my case and I fear the home I have lived in for over 15 yrs will be taken from me.
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  • Jun 26th, 2011
    Someone from Sylva, NC writes:
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    Because of all the stress we have been under over citimortgage not helping us with a loan modification my husband of 25yrs. an I have seperated. Please can someone not help us? We want very much to keep our home.
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  • Jun 26th, 2011
    Someone from Sylva, NC signed.
  • Jun 25th, 2011
    Someone from Odessa, MO writes:
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    If I had commited these acts, one may be certain that I would be in prison. For allowing these events to transpire, assistance is the morally correct response
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  • Jun 23rd, 2011
    Someone from Spanaway, WA writes:
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    These Mortgage Company's do not and are not giving the loan modifications. As they are garenteed the money from the Government. So there is no insentive to give homeonwers a loan modification. Take away that garenteed money and maybe then they will start helping the distressed homeowners. These company's are taking away the AMERICAN dream, and with that homes that people have had for years!!
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