PETITION TO THE U.S. GOVERNMENT FROM AMERICAN HOMEOWNERS
Public Comments (4,494)
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May 20th, 2012Someone from Chittenango, NY signed.
May 10th, 2012Someone from San Tan Valley, AZ writes:
We requested a Loan Modification back in November 2011. After several requests for more documentation, we received a letter today, 5/10/2012 denying our request. The reason stated "The workout assistance you have requested is not an option." What took so long and what is the actual reason we were turned down?Apr 6th, 2012Someone from Topeka, KS signed.
Mar 23rd, 2012Someone from Delray Beach, FL writes:
CITI MORTGAGE had told me I got through the trial period and was in the program ....they told me my payments were going to be 761.40 after the bank taking these funds from my account on auto payments for 7 months they have now produced a document that say 1394 and they say I had that signed and notorized, I said I did no such thing just like in insurance law they made an offer, I accepted it, they took the payments from my account and then call me 7 months later and say they said they made a mistake and my payments were 1394 and change ......how can they change a legally binding contract?REPORT COMMENTS
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No, CancelMar 17th, 2012Someone from Port Crane, NY writes:
I am losing my home because of my mortgage company. They put me in this situation that i am in.REPORT COMMENTS
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No, CancelMar 12th, 2012Someone from Corona, CA writes:
My husband and I have been trying to work with Wells Fargo, since 2009, we now found out that Wells Fargo does not own our loan any longer, and B of A is the Investor and Wells Fargo is the servicer. Same Game lost paper work, changing people that are in charge. No answers, or we do not meet the 31%. What is that? I have lost my job and my husbands business is down by 55%. We need help along with all the Home Owners that have been scammed. The banks do have bailout money, just think about it, all the interest alonethey are collecting on the money that is sitting there not helping the homeowners. We have been ontime for 5 1/2 yrs and thanks to Wells Fargo for telling us we can not afford our home. Thanks!REPORT COMMENTS
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No, CancelMar 12th, 2012Someone from Chandler, AZ writes:
Lenders and Mtg Servicing Companies are out of control as a taxpayer I am requesting that US law makers pass new regulation which will ensure the rights of the US consumers. I would also like to request that the DOJ investigate and prosecute every Notary Public in the country which has committed Notary Fraud while aiding and abetting the "Robo-Signers" This is very simple Robo-signing an "Assignment of Mortgage" is nearly impossible without the help of a "Notary Public" Remember the Notaries might be at the bottom the the scandel but if prosecuted they will always turn over the "robosigners" at the top of the foreclosure mills and attny firms. Last but not least close down MERS!!!! this will return clarity to the courts and deserving revenue to each individual county nationwide.REPORT COMMENTS
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No, CancelMar 8th, 2012Someone from Twin Falls, ID signed.
Mar 8th, 2012Someone from Nampa, ID signed.
Mar 8th, 2012Someone from Irvine, CA writes:
BofA offered me a bogus modification and reneged on the terms; falsely reporting me late. CEO Brian Moynihan refuses to make it right. I lost my home. The Bank has reported me falsely to the bureaus preventing me from buying another home. To save face, the Bank DENIES what it has done. Also it apologized previously and assigned Mina Lauv in the president's office for an "in house" resolution. She abruptly left mid-stream in negotiations with no explanation; the Bank coldly refused to explain why. Almost daily I ask Moynihan to remove the late reporting codes on my credit bureaus; although I received an email from the Bank it was doing so, it now again refuses. The Bank sends letters from "advocates" who "double talk" their way around it. They are NOT advocates for the homeowners. They bend the facts ruthlessly.REPORT COMMENTS
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No, CancelMar 1st, 2012Someone from Tinley Park, IL writes:
I am losing my home because Wells Fargo has kept me in a paper trail for 1 1/2 years trying to pretend to give us assistance for mortgage modification but they said we did not qualify, lost documents, never received, so on. They should be closed down.REPORT COMMENTS
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No, CancelFeb 29th, 2012Someone from Denver, CO writes:
I took a 2nd job to pay my bills. 31% Of GROSS INCOME for hamp rule is ridiculous. Ihave been fighting with my lender for 3 years. Denied 2x.REPORT COMMENTS
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No, CancelFeb 28th, 2012Someone from Somerville, MA writes:
GMAC received $17.3 billion in bailout money. The Treasury Dept. has a 56% stake in the company, so why is it impossible for people in trouble with their mortgages to get a loan modification from GMAC unless their mortgage is at 31% of their income? How have they been allowed to interpret the HAMP guidelines in this clearly discriminatory manner? If a mortgage is at 31% of income, they are not the ones who need an adjustment. Why is this discrimination against the needy being allowed to continue?REPORT COMMENTS
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No, CancelFeb 21st, 2012Someone from Monroe, WA signed.
Feb 21st, 2012Someone from Medway, OH signed.
Feb 20th, 2012Someone from Tappahannock, VA signed.
Feb 18th, 2012Someone from Louisville, KY signed.
Feb 17th, 2012Someone from Austin, TX signed.
Feb 17th, 2012Someone from Lawson, MO signed.
Feb 17th, 2012Someone from Corona, CA signed.
Feb 13th, 2012Someone from Crockett, CA writes:
OCWEN is very confusing and forcing lates and ballon payment.REPORT COMMENTS
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No, CancelFeb 8th, 2012Someone from Smithfield, VA writes:
We pay our mortgage on time every month, however we purchased our home when the prices were higher than they should have been and right after we purchased, the market crashed! We are now stuck with a home we cannot sell and we stand to lose my husband's VA benefits and our outstanding credit rating due to the "economy and housing crisis". It is not fair to those of us who work hard to pay our bills on time and had to pay too much for our home, not knowing that the market would crash the way that it did. We deserve assistance with this. We should not have to suffer such a great loss because the military is moving us once again. Where is the justice in this? How were we supposed to know that the market would crash right after we purchased our home? I've contacted everyone that I know to contact including our Mortgage Company and they advised that we would just have to do a short sale, but we may have to pay the remaining balance. There is no justice in that.REPORT COMMENTS
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No, CancelFeb 7th, 2012Someone from Safety Harbor, FL signed.
Feb 5th, 2012Someone from Rio Verde, AZ writes:
I live in Arizona one of the hardiest hit for foreclosures and know of a lot of home owners including myself that was told we qualify for the HAMP program back after eights months of back and forth paper work that they seem to just lose, I was turned down like everyone else I know. The bank is BOA. I don't know of anyone that has had a loan mod approvalREPORT COMMENTS
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No, CancelJan 31st, 2012Someone from Southampton, PA writes:
Why are these thieves allowed to steal from us over and over with NO accountability? I want the these same options! We need a REVOLUTION!REPORT COMMENTS
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No, CancelJan 29th, 2012Someone from Woodinville, WA signed.
Jan 29th, 2012Someone from Woodinville, WA signed.
Jan 25th, 2012Someone from Smiths Station, AL writes:
Working with Wells Fargo 8 months on a loan mod. Approved to drop payment $6 a month. No help. Have FHA backed by Ginnie Mae.REPORT COMMENTS
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No, CancelJan 23rd, 2012Someone from Saint Augustine, FL writes:
Dealt with WFC Was lied to and mislead several times. They had no interest in helping with my situation.REPORT COMMENTS
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No, CancelJan 19th, 2012Someone from New York, NY writes:
boa , will not do a loan mod that i totally qualify for , they have been sent same docs with all required 6 times , the holder of loan says they will aloow modREPORT COMMENTS
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No, CancelJan 5th, 2012Someone from Flagstaff, AZ writes:
B of A will not refinance their loans! Any of them! And the American people are the ones who are being hurt and loosing what they work hard for.REPORT COMMENTS
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No, CancelJan 1st, 2012Someone from Mokena, IL writes:
We have a mortgage with BOA. We are trying to do a modification. They have sent us the paperwork 3 times-but never gave us the name or extentsion of the indivual that is to "help" us. Turns out he is also the only one that can accpet out payments. I was never informed of this. Tried calling him 7 times in 3 days to no avail. Now we can't make our current payment until he returns. This is not fair to us or to other consumers that are in thye same boat. Nor is the rest of the stuff the banks are doing.REPORT COMMENTS
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No, CancelDec 26th, 2011Someone from Staten Island, NY signed.
Dec 19th, 2011Someone from Renton, WA signed.
Dec 17th, 2011Someone from Columbia, MO writes:
Please help hardworking, disappearing middle-class keep their homes until the recession ends! Losing home to BoA after multiple applications and duplicate submissions for all communication issues constantly listed by others. Water-fall options not used. Offered $100 increased mortgage rather than decreased payment. Declared CH 13 to place stay on 3rd foreclosure attempt day of sale. Displaced worker, single-mom of 3 (8, 13, 17), underemployed: $50k down to $14K annual; one class short of Bachelors Speech Communication.REPORT COMMENTS
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No, CancelDec 17th, 2011Someone from Columbia, MO writes:
Please help hardworking, disappearing middle-class keep their homes until the recession ends! Losing home to BoA after multiple applications and duplicate submissions for all communication issues constantly listed by others. Water-fall options not used. Offered $100 increased mortgage rather than decreased payment. Declared CH 13 to place stay on 3rd foreclosure attempt day of sale. Displaced worker, single-mom of 3 (8, 13, 17), underemployed: $50k down to $14K annual; one class short of Bachelors Speech Communication.REPORT COMMENTS
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No, CancelDec 15th, 2011Someone from Suffolk, VA signed.
Dec 11th, 2011Someone from Port Saint Lucie, FL signed.
Dec 9th, 2011Someone from Lake Elsinore, CA signed.
Dec 4th, 2011Someone from Streetsboro, OH writes:
I have been working with Bank of America for a year and 49 phone calls and still NOTHING regarding my mod. They are truly the devil.REPORT COMMENTS
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