PETITION TO THE U.S. GOVERNMENT FROM AMERICAN HOMEOWNERS

3,059 People Have Sent 7,931 Letters and Emails

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Some recent comments: these messages are published with permission of the signer.

Total Signers: 3,059    View More:    31 30 29 28 27 26 25 24 23 22 21 20 19 18 17 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1

  1. Thu., Mar. 11, 2010 10:24 AM    link Name not displayed | Bridgeport, CT

    how are the banks. indymac one west bank getiing away with frauding the consumers . giving trial payment then foreclosing on familys they should be investigated,,

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  3. Thu., Mar. 11, 2010 2:09 AM    link Clare D. | South Saint Paul, MN

    So much for Minnesota's energy credit. If you are upside down by 25,000, the lenders do not think your house is worth it. Gonna be a cold winter this year. OUR COUNTRY IS IN BIG TROUBLE FOLKS! Please quit favoring the big institutions. Think how much we could contribute to the economy if the banks would let us refinance at the going rate.

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  5. Wed., Mar. 10, 2010 10:54 PM    link Cynthia B. | Oceanside, CA

    We have been trying to get a loan modification for over 6 months. Were told 5 months ago that we qualified for trial payments which we started making. We recently found out that we were supposed to get paperwork Fedex'd to us to confirm, which we didn't. Now we have to start over again, due to the uninformed and inept employees in the Home Retention Dept at B of A. We are now told it could be another 3-4 months before we will know if we are approved for the actual MHAP. In the meantime our back payments owed is getting larger and larger. If we are not approved I don't know how we will ever pay the total past due amount. Hence we could still lose our home after doing our part.

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  7. Wed., Mar. 10, 2010 9:38 PM    link Helen T. | Phoenix, AZ

  8. Wed., Mar. 10, 2010 7:14 PM    link Laura D. | Syracuse, NY

    Banks do not follow the rules, this program need's a serious change, it's not working and lender's do not play by the rules

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  10. Wed., Mar. 10, 2010 6:59 PM    link Jade W. | Aurora, CO

  11. Wed., Mar. 10, 2010 6:43 PM    link Name not displayed | Tucson, AZ

  12. Wed., Mar. 10, 2010 6:14 PM    link tyler d. | Steep Falls, ME

  13. Wed., Mar. 10, 2010 6:06 PM    link tina m. | Crystal Lake, IL

  14. Wed., Mar. 10, 2010 5:35 PM    link Name not displayed | Big Bear Lake, CA

  15. Wed., Mar. 10, 2010 5:35 PM    link John B. | Big Bear Lake, CA

  16. Wed., Mar. 10, 2010 5:33 PM    link Susan T. | Big Bear City, CA

  17. Wed., Mar. 10, 2010 1:57 PM    link edmond m. | Orangevale, CA

  18. Wed., Mar. 10, 2010 8:04 AM    link Name not displayed | Methuen, MA

  19. Wed., Mar. 10, 2010 4:46 AM    link berenice c. | Providence, RI

  20. Wed., Mar. 10, 2010 12:51 AM    link Frank L. | Peculiar, MO

    currently in the loan modification process taken 6 months now. Told by LoanCare it can take another 45 days. This is insane!

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  22. Wed., Mar. 10, 2010 12:50 AM    link Frank L. | Peculiar, MO

    currently in the loan modification process taken 6 months now. Told by LoanCare it can take another 45 days. This is insane!

  23. This comment has been reported to the site manager. It will be reviewed and removed if inappropriate. Thank you!

  24. Tue., Mar. 9, 2010 3:40 PM    link cheri s. | Saint Augustine, FL

  25. Tue., Mar. 9, 2010 3:16 PM    link Bret H. | Eden, UT

  26. Tue., Mar. 9, 2010 12:24 PM    link SUSAN s. | Monroe, CT

  27. Tue., Mar. 9, 2010 12:09 PM    link Jennifer W. | Chester, VA

  28. Tue., Mar. 9, 2010 10:07 AM    link Name not displayed | Boulder Creek, CA

    Even tho I meet all the qualifications,I have been denied a loan modification twice and I am now working with HUD to try to get one.Poeple need a straight forward format to getting their modifications. The current set up is a nightmare,

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  30. Tue., Mar. 9, 2010 9:37 AM    link Robin S. | Salem, NY

    The banks got their bail-out, the auto industry got their bail-out, anyone else need help?

    Oh yeah, us - the taxpayers!

    The people paying for all this - in my case, on unemployment, fighting to keep my home, while my taxes go up, and up, and up.

    The only bail-out I got is the one sitting in my pasture...

  31. This comment has been reported to the site manager. It will be reviewed and removed if inappropriate. Thank you!

  32. Tue., Mar. 9, 2010 1:41 AM    link Bertha Y. | Compton, CA

    I have also learned from Wells Fargo/ASC that the 31% is the HAMP program and after using that 31% ASC has investors guideline that state Debt to income must be 31%. Therefore after they look at the 31%HAMP, then they compute 31% on your debt. That is 62%. The lenders were determined to get the bailout money, but NOT abide by the HAMP. They have saved themselves by offering FOREBERANCE THEN REVIEW YOU FOR HAMP. It is a stall tactic.

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  34. Tue., Mar. 9, 2010 12:49 AM    link David E. | Chardon, OH

  35. Mon., Mar. 8, 2010 10:22 PM    link Aakash S. | Centreville, VA

  36. Mon., Mar. 8, 2010 3:56 PM    link Sue F. | Temecula, CA

  37. Mon., Mar. 8, 2010 1:15 PM    link Name not displayed | Santa Clarita, CA

  38. Mon., Mar. 8, 2010 1:11 PM    link Name not displayed | Minneapolis, MN

    After falling victim to predatory lending practices by HFC (HSBC) with no recourse in sight my home has been sold back to the bank. They'll continue to take advantage of good people who don't have anyone to help them.

  39. This comment has been reported to the site manager. It will be reviewed and removed if inappropriate. Thank you!

  40. Mon., Mar. 8, 2010 10:04 AM    link james c. | Ambler, PA

  41. Mon., Mar. 8, 2010 9:32 AM    link Daniel K. | Oceanside, CA

  42. Mon., Mar. 8, 2010 1:50 AM    link samer z. | San Rafael, CA

  43. Sun., Mar. 7, 2010 10:42 PM    link Name not displayed | Grass Valley, CA

    I am just another Litton Loan Servicing victim. So sad that these companies have been allowed to destroy so many before any action has taken root.

  44. This comment has been reported to the site manager. It will be reviewed and removed if inappropriate. Thank you!

  45. Sun., Mar. 7, 2010 6:05 PM    link Name not displayed | Glenn Dale, MD

    Ocwen has got to worse mortgage company. We've been turned down for a modification twice because they state that they're not praticipating inthe HAMP program, however it states on their website that they're participating in the President's program, go figure!

  46. This comment has been reported to the site manager. It will be reviewed and removed if inappropriate. Thank you!

  47. Sun., Mar. 7, 2010 5:52 PM    link Joel K. | Brookfield, IL

  48. Sun., Mar. 7, 2010 3:53 PM    link Scott H. | San Juan Capistrano, CA

  49. Sun., Mar. 7, 2010 2:43 PM    link Kathy B. | Newhall, CA

    A law without a punishment for failure to comply is no law at all - it is nothing other than a scam and a fraud perpetrated by the government to make you "feel good" while in fact doing exactly NOTHING.

  50. This comment has been reported to the site manager. It will be reviewed and removed if inappropriate. Thank you!

  51. Sun., Mar. 7, 2010 2:10 PM    link Name not displayed | Aptos, CA

    We have been on 3 different plans now from our servicer Aurora. We have been working on a modification for over a year. We just finished 4 months on the "3 month trial" for HAMP only to be told our paperwork needs another 60-90 days to be evaluated?? I am starting to think it is all just a stall tactic to get more $ out of borrowers and that they never intend to really modify anyone's loan...they are just "hamping you out of your home"....so frustrated!!

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  53. Sun., Mar. 7, 2010 1:31 PM    link eva b. | Las Vegas, NV

  54. Sun., Mar. 7, 2010 1:23 PM    link James M. | Las Vegas, NV

    I put 20%, amd I am still upside down 100K.
    I ve been trying for a year to get a HAMP, b ut Citi keeps losing my paperwork. Iam in Nevada the worst state of all.

  55. This comment has been reported to the site manager. It will be reviewed and removed if inappropriate. Thank you!

  56. Sun., Mar. 7, 2010 1:13 PM    link Joann T. | Jacksonville, FL

    I live in St Johns county in Jacksonville Florida. I also work for Bank of America. I am afraid to speak out for fear of loosing my job. My hardship, as everyone knows, bk of america is laying off personnel and will continue to do so for the next 3 years. I already taken a salary reduction since last year. Then I had medical issues which cut my hours, temporarily, this is when I contacted the loan dept for assistance in August 2009. Since then it has been a rollocoaster for me; I was served foreclosure documents March 1, 2010 despite every attempt to reach out, working with a third party non-profit organization in the county, Bk of America told them they never received any documents to please re-submit. You know what happens next, TIME IS OF ESSENCE, the organization submitted documents again 2/6/2010. Yesterday, Saturday 3/6/2010 I received a letter from Bk of America at Simi Valley, Ca stating that they stated: "received my correspondence, they are in the process of obtaining the documentation and information necessary to address your questions and concerns, (what questions? what concerns?), we will provide a more complete response within 20 business days". no signature or name or phone #.

    In the meantime, I will answer the complaint to my county to stop and delay the foreclosure, because the fact is, that I know that I qualify for the assistance, bk of america is not processing or following proper procedures in a timely manner with the customer. PLEASE HELP US IN JACKSONVILLE FL SAVE OUR HOMES!.

    Joann Tietjen

  57. This comment has been reported to the site manager. It will be reviewed and removed if inappropriate. Thank you!

  58. Sun., Mar. 7, 2010 12:16 PM    link Name not displayed | Independence, MO

    Litton Loan Servicing aids and abets mortgage fraud. There are a number of issues on my closing paperwork - that Litton supplied - and yet they refuse to make it right.

  59. This comment has been reported to the site manager. It will be reviewed and removed if inappropriate. Thank you!

  60. Sat., Mar. 6, 2010 11:29 PM    link Kristina L. | Deland, FL

    Also, it would be nice if we could actually take part in the low rates for refinancing. However, no one will touch mortgages in my area because we are so underwater! I owe $130000, and when I bought it I had over $7,000 in equity. Now, the county appraised my house at a mere $76,000!! It's almost half of what I bought it for!! There is no help for Americans struggling to keep a job and roof over their head, but yet we can ship Haitians by the thousands over to be given free food, clothing, housing??? How about listening to Americans and taking care of our own first!

  61. This comment has been reported to the site manager. It will be reviewed and removed if inappropriate. Thank you!

  62. Sat., Mar. 6, 2010 11:14 PM    link julie f. | Granite Bay, CA

  63. Sat., Mar. 6, 2010 5:44 PM    link Name not displayed | Palm Harbor, FL

  64. Sat., Mar. 6, 2010 5:32 PM    link Name not displayed | Deland, FL

  65. Sat., Mar. 6, 2010 4:13 PM    link Name not displayed | Gardena, CA

  66. Sat., Mar. 6, 2010 3:13 PM    link Donna M. | Deltona, FL

  67. Sat., Mar. 6, 2010 1:01 PM    link Kenneth G. | Stamford, CT

    I have been working with Chase for over 1 year and still no help. They continually say it is not of a permanent nature. Unbeleivable.

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  69. Sat., Mar. 6, 2010 11:53 AM    link Sylvia L. | Asheville, NC

  70. Sat., Mar. 6, 2010 11:25 AM    link Mandy A. | Redondo Beach, CA

    Turned down twice by chase. Said I don't quality for HAMP because my housing expense must be less that 31%. I'm unemployed getting $1600 a month and the mortgage is $3000 (neg am). How does that compute?

  71. This comment has been reported to the site manager. It will be reviewed and removed if inappropriate. Thank you!

  72. Sat., Mar. 6, 2010 10:49 AM    link Marcela S. | San Juan Capistrano, CA

  73. Sat., Mar. 6, 2010 4:06 AM    link Name not displayed | Las Vegas, NV

    We/The People of the state of Nevada need a Principal Reduction to Current Market Value for every homeowner; to get us out of the deep and great depression and help us with more jobs. Where're our tax money go?

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  75. Fri., Mar. 5, 2010 11:49 PM    link Penny C. | Gainesville, GA

  76. Fri., Mar. 5, 2010 10:37 PM    link Sandra L. | Honolulu, HI

    Despite the hype surrounding the "bail out" and "loan modifications" for homeowners, Chase, GMAC and others are still finding ways to avoid assisting, mainly by selling loans to private investors who do not have to participate. Its a shame, but then again, no one put into place the guidelines to help everyone, just a select few...

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  78. Fri., Mar. 5, 2010 10:02 PM    link Name not displayed | Deer Park, NY

  79. Fri., Mar. 5, 2010 7:41 PM    link Name not displayed | Saint Louis, MO

  80. Fri., Mar. 5, 2010 7:17 PM    link Robert M. | Glendale, AZ

  81. Fri., Mar. 5, 2010 7:12 PM    link Maria F. | Glendale, AZ

Total Signers: 3,059    View More:    31 30 29 28 27 26 25 24 23 22 21 20 19 18 17 16 15 14 13 12 11 10 9 8 7 6 5 4 3 2 1

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